@article{araújo_lustosa_dantas_2018,  title={The Cyclicality of Loan Loss Provision in Brazilian Commercial Banks},  volume={15},  ISSN={1808-2386},  url={https://doi.org/10.15728/bbr.2018.15.3.3},  DOI={10.15728/bbr.2018.15.3.3},  number={3},  journal={BBR. Brazilian Business Review},  publisher={Fucape Business School},  author={Araújo, Antônio Maria Henri Beyle de and Lustosa, Paulo Roberto Barbosa and Dantas, José Alves},  year={2018},  month={May},  pages={246–261} }