@article{peixoto_marcondes_melo_maia_correia_2025,  title={Prediction of healthcare costs on consumer direct health plan in the Brazilian context},  volume={79},  ISSN={0034-7140},  url={https://doi.org/10.5935/0034-7140.20250003},  DOI={10.5935/0034-7140.20250003},  journal={Revista Brasileira de Economia},  publisher={Fundação Getúlio Vargas},  author={Peixoto, Cláudia M. and Marcondes, Diego and Melo, Mariana P. and Maia, Ana C. and Correia, Luis A.},  year={2025},  pages={e032025} }