@article{birochi_pozzebon_2016,  title={IMPROVING FINANCIAL INCLUSION: TOWARDS A CRITICAL FINANCIAL EDUCATION FRAMEWORK},  volume={56},  ISSN={0034-7590},  url={https://doi.org/10.1590/S0034-759020160302},  DOI={10.1590/S0034-759020160302},  number={3},  journal={Revista de Administração de Empresas},  publisher={Fundação Getulio Vargas, Escola de Administração de Empresas de S.Paulo},  author={Birochi, Renê and Pozzebon, Marlei},  year={2016},  month={May},  pages={266–287} }