@article{rahadian_thamrin_2023,  title={Analysis of Factors Affecting MSME in Using Fintech Lending as Alternative Financing: Technology Acceptance Model Approach},  volume={20},  ISSN={1808-2386},  url={https://doi.org/10.15728/bbr.2023.20.3.4.en},  DOI={10.15728/bbr.2023.20.3.4.en},  number={3},  journal={BBR. Brazilian Business Review},  publisher={Fucape Business School},  author={Rahadian, Arif and Thamrin, Hakiman},  year={2023},  month={May},  pages={301–322} }