@article{lopes_carvalho_2022,  title={Paying for crime: frauds in DPVAT insurance and their impacts on society},  volume={19},  ISSN={1808-2386},  url={https://doi.org/10.15728/bbr.2022.19.6.5.en},  DOI={10.15728/bbr.2022.19.6.5.en},  number={6},  journal={BBR. Brazilian Business Review},  publisher={Fucape Business School},  author={Lopes, Beatriz Peres and Carvalho, João Vinícius França},  year={2022},  month={Nov},  pages={666–684} }