@article{canassa_costa_pagliarussi_2025,  title={Member Rights and the Effect of Bylaws on Credit Union Banking Spreads},  volume={22},  ISSN={1808-2386},  url={https://doi.org/10.15728/bbr.2023.1603.en},  DOI={10.15728/bbr.2023.1603.en},  journal={BBR. Brazilian Business Review},  publisher={Fucape Business School},  author={Canassa, Bruno José and Costa, Davi Rogério Moura and Pagliarussi, Marcelo Sanches},  year={2025},  pages={e20231603} }