@article{mettenheim_butzbach_2012,  title={Alternative banking: theory and evidence from Europe},  volume={32},  ISSN={0101-3157},  url={https://doi.org/10.1590/S0101-31572012000400003},  DOI={10.1590/S0101-31572012000400003},  number={4},  journal={Brazilian Journal of Political Economy},  publisher={Centro de Economia Política},  author={Mettenheim, Kurt Von and Butzbach, Olivier},  year={2012},  month={Oct},  pages={580–596} }